CARA BISNIS DI RUMAH

CARA BISNIS DI RUMAH

CARA BISNIS DI RUMAH blogart   18:34

Cara Bisnis di rumah ini bisa dilakukan oleh ibu rumah tangga, Cara Bisnis di rumah sebagai pekerjaan sampingan ataupun malah pekerjaan utama! Syaratnya anda punya mental wirausaha karena hal ini adalah faktor penentu keberhasilan usaha anda! Cara Bisnis di rumah Dalam suatu bisnis selalu meniscayakan 3 hal, yaitu Skill, Capital, Product. Seiring menjamurnya bisnis internet dewasa ini maka kita harus jeli memilih bisnis internet apa yang bisa menghasilkan profit dan bisnis internet mana yang hanya berupa penipuan saja. Indikatornya sangat mudah yaitu apakah bisnis tersebut memenuhi 3 hal dasar dari bisnis yaitu Skill, Capital, Product atau lebih sering disebut SCP atau tidak. Mari kita bahas komponen bisnis tersebut satu persatu :

Cara Bisnis di rumah 1. Skill, atau lebih gampangnya adalah sumberdaya manusia (SDM) atau ada yang menyebutnya entrepeneur, adalah faktor utama dalam bisnis internet. Tapi kita jangan berkecil hati dan rendah diri dengan skill kita. Banyak pebisnis yang sukses dengan skill yang pas-pasan tapi selalu mengupgrade skillnya dengan latihan dan kebiasaan. Mengapa disebut sebagai faktor utama dalam bisnis? karena tidak ada bisnis apapun yang bisa jalan tanpa skill atau SDM ini. Contohnya makelar mobil, dia memakai skill komunikasi dan marketing, ada yang bilang tanpa Capital atau modal tapi sebenarnya tetap pakai modal karena at least makelar butuh makan, sarana transportasi dsb.
Cara Bisnis di rumah 2. Capital, atau modal. Bohong kalau ada bisnis yang tanpa modal. Makelar pun membutuhkan modal seperti yang disebutkan tadi. Bisnis internet yang tanpa modal harus sedikit kita waspadai.
Cara Bisnis di rumah 3. Product, produk bisnis bisa berupa barang atau jasa.

Oke sekarang kita sudah mengenal SCP, lalu apa hubungannya dengan memilih bisnis internet yang rasional?.

Cara Bisnis di rumah Internet selalu menawarkan mimpi yang muluk-muluk dan selalu menawarkan kaya secara instant. Permasalahannya adalah dengan iklan yang berlebihan semacam itu membuat kita sering dibingungkan mana bisnis yang baik dan mana yang penipuan. Hal yang perlu di garisbawahi adalah TIDAK ADA bisnis yang bisa membuat kaya tanpa kerja keras. Komposisinya adalah 99% kerja keras atau kerja cerdas dan 1% keberuntungan. Mohon jangan dibalik. Bisnis internet yang rasional adalah bisnis yang memenuhi 3 komponen bisnis tersebut yaitu SCP. Sedangkan bisnis internet yang baik adalah dengan skill yang minimum, capital yang minimum tetapi menawarkan product yang maksimal sehingga profit bisa maksimal. Selain itu carilah bisnis internet yang TRANSPARAN dan rasional dalam pembagian profit. Dalam menyikapi tawaran bisnis internet, mindset di kepala kita harus dirubah. NMA, Negative Mental Attitude, atau prasangka, tidak seharusnya menjadi penghalang dalam meraih kesempatan. Mekanisme pada manusia normal adalah waspada, tetapi hal ini menjadi kontra produktif apabila tidak diimbangi oleh Positive Mental Attitude. PMA ini membuat kita melakukan action, bukan hanya ketakutan, tetapi bukan berarti kita hanya trial and error, tetapi harus jeli dengan penawaran2 bisnis internet. Intinya adalah take action, mencoba, dan mempelajari faktor-faktor penghalang dalam bisnis, bisa jadi faktor itu sebenarnya ada dalam kepala kita sendiri, yaitu NMA tadi. Contoh bisnis internet yang rasional adalah affiliasi, atau affiliate bisnis karena memenuhi SCP dengan Skill dan Capital yang minimum.

Bisnis Affiliasi yang direkomendasikan adalah Formula bisnis. Tapi ingat : JANGAN MELAKUKAN BISNIS INI TANPA MEMILIKI BLOG ATAU WEBSITE.

Cara Bisnis di rumah 1. Syarat utama bisnis affiliasi adalah memiliki blog atau website

misalnya blog di blogspot atau wordpress.

Cara Bisnis di rumah 2.Aliran dana atau cash flow dalam formula bisnis terputus jadi seperti frenchise dalam bisnis konvensional, sehingga tidak merugikan downline semacam MLM.

Berikut sistem kerja formula bisnis :

Skill: anda hanya perlu mendaftar menjadi member dengan mengisikan username dan alamat email, serta mengisi password untuk login, setelah itu akan ada konfirmasi via email

Capital : Biaya 200.000 harus anda transfer, setelah ada konfirmasi via email. Ini merupaka modal minimal dalam bisnis, 100 ribu pertama adalah pembelian frenchise dan upah terhadap penyedia layanan, layanan itu berupa maintenace web dan follow up via sms dan email terhadap setiap klien kita dan customer kita. Saya kira itu layak dan rasional mengingat harga frenchise diluar sangat gila (mac.Donald, Alfamart, Tela-tela) dan bagaimana kita membayar pegawai, bayar pembantu di rumah saja mahal J, ini cukup membayar sekali 100 ribu untuk selamanya. 100 ribu yang kedua digunakan untuk membayar info, advertising, dan starter kit, berbagai materi download, ebook dsb. Jadi total Capital hanya 200 rubu. SETELAH ITU ikuti petunjuk pengisian.

Product : Hak Frenchise, ebook dan web tools dan puluhan tutorial bisnis yang di pasaran harganya ratusan ribu hingga jutaan, sebagai pembanding coba anda ikut seminar bisnis internet, tiket invitationnya aja ratusan ribu J

Setelah anda melakukan transfer dan konfirmasi via email atau sms, saatnya anda menjalankan bisnis dan mendapatkan profit atau laba.

Silahkan anda masuk ke member area pada website formula bisnis dan copy kode banner atau iklan dan pastekan di blog atau web anda, untuk blogger tinggal add gadget dan add HTML.

Cara Bisnis di rumah BAGAIMANA ANDA DIBAYAR?

Setiap kali ada pengunjung Blog atau web anda melakukan klik terhadap Banner tadi dan masuk ke web formula bisnis serta menjadi member, maka anda akan mendapatkan 100.000 lewat rekening Bank yang anda masukkan di profile anda. Uang ini berasal dari 200 ribu yang disetorkan member anda tadi seperti petunjuk diatas. Jadi ini bukan MLM, karena Cash FLOW terputus hanya pada banner di blog atau web kita, member kita hanya meberikan kontribusi sekali kepada kita yaitu 100 ribu tadi. Jadi yang perlu dilakukan adalah bekerja cerdas dengan menempatkan banner seefisien mungkin serta mengiklankan bisnis kita terus menerus. Tetapi Keuntungannya adalah dengan bertambahnya traffic ke blog atau web kita maka kita akan semakin banyak peluang profit. Rasional bukan?

Setelah mencoba berbagai bisnis mudah semacam google adsense, ppc, adsense indonesia, sponsor review maka saya berani merekomendasikan bisnis ini karena profitnya lumayan. Formula bisnis sangat transparan dalam pembagian profit, selain itu sudah berdiri sejak 2001 sehingga sangat rasional ketika kita menganggap bahwa fakta sampai sekarang bisnis ini masih eksis berdiri menandakan ini bukan bisnis penipuan.

Silahkan masuk ke websitenya dan pelajari dengan positif, silahkan klik di sini untuk mendaftar.

Silahkan beri komentar kalau ada pertanyaan dan masukan
Cara Bisnis di rumah Berikut ini beberapa ide bisnis sekaligus peluang usaha.

Cara Bisnis di rumah 1. Menjalankan sebuah website atau bisnis berbasis website. Tidak! Anda tidak perlu menjadi sebuah ahli dalam web! Anda juga tidak perlu mengetahui banyak tentang komputer atau bagaimana menjalankan website. Semua hal itu bisa anda pelajari dalam waktu yang singkat. Kuncinya adalah identifikasi apa yang anda kuasai, kegiatan yang anda senangi lalu buka peluang untuk membuat uang dari kegiatan yang anda miliki.

Cara Bisnis di rumah 2. Menulis artikel untuk website lain. Lagi-lagi tidak perlu skill yang khusus. Anda tidak perlu menjadi penulis yang diakui untuk memulai. Anda juga tidak perlu mahir dalam menulis, bisa saja anda memiliki kesalahan tata bahasa dalam menulis tapi tidak menghalangi anda untuk menghasilkan uang dari kegiatan anda!

Cara Bisnis di rumah 3. Jual - Beli produk. Ada website yang mendukung kegiatan ini.. pernah dengar eBay atau QCL - anda bisa menjual dan membeli collector item ataupun barang-barang yang bernilai tinggi bagi orang yang memerlukan.

Cara Bisnis di rumah 4. Mengkonversi hobby atau skill menjadi sebuah bisnis (dari rumah). Some examples:

- Genealogy

- Pet Grooming/Minding

- Pottery/Painting/Other Craft Work/Teaching Craft Classes

- Knitting, Needlework, Alteration Services

- Baking/Cooking/Teaching Cooking

- Recording/Editing/Archiving of Photos/Music/Video

- Child Care, Teaching/Tutoring

- Reading (proofreading)

- Languages (translating)

Jadkan hobby anda sebagai sumber uang

Cara Bisnis di rumah 5. Other local opportunities: Apart from hobbies and skills there may be openings in your local area for a particular type of service that is not currently being met. And, the laws of supply and demand dictate that if there’s no competition people are likely to be willing to pay you a high price for your services. Some ideas:

- House/Office Cleaning

- House Minding

- Door to door leaflet/local paper/coupon distribution

- Window Cleaning

Cara Bisnis di rumah6. Asisten Virtual: Kegiatan ini adalah wirausahawan yang menyediakan jasa administratif, kreatif dan teknis, semua pekerjaan bisa dilakukan di rumah! Asisten virtual adalah sebuah profesi yang sudah cukup dikenal diluar negeri, bahkan di beberapa negara, mereka sudah mempunyai yayasan yang berbadan hukum (hmm kapan ya Indonesia punya ;-) Biasanya job ini dibutuhkan oleh para klien yang berprofesi sebagai internet marketer.Cara Bisnis di rumah

COMPARE AUTO INSURANCE IN USA

COMPARE AUTO INSURANCE IN USA

blogart   17:20

Compare auto insurance in usa As we know every person never expect disaster, but the unfortunate reality always comes unexpectedly and can not be avoided, so the solutions needed to anticipate the risks and reduce the impact of catastrophe losses that have occurred. Along with the increasing trend of traffic and crime measures on the highway, it also increases the likelihood of accident involving your car, from the relatively mild such as knock, scratch, pencongkelan rearview mirror, until the weight of such collisions, motor vehicle theft and even robbery .Inevitably, a prolonged economic crisis that happened, felt difficult by almost all sectors of business activity. This condition becomes increasingly difficult, if the company had to bear the risks that might occur on the assets supporting activities. Therefore, now is the time to transfer risk to the insurance company as a guarantor risk. But compare auto insurance in usa n choosing a car insurance sometimes tricky.You're looking for and confused choosing car insurance?, Maybe these tips can be a bit under consideration do not forget I enclose information / quote for car insurance can be the mother / father learned:

1. Quality:compare auto insurance in usa
Make sure first that will diipilih insurance including insurance categories have received prediket Best General Insurance, Indonesian Best Brand Award, Indonsian Customer Satisfaction Award. Because with this certification clearly shows that the insurance is reliable, trustworthy, and proven responsibility in serving the customer claim.

2. Cost Own Risk (Own Risk):compare auto insurance in usa
Sometimes back and forth to the repair shop insurance is also something that makes lazy customers, especially some of the insurance claim the system to apply to the payment of fees OR (Own Risk) or the risk itself is an average of Rp 100,000 .- one based on per event, per collision, and so of course it makes you be much burdened with the cost claim to pay OR if frequent back and forth to the shop insurance, not necessarily satisfying the customer's machine shop work done by the workshop for the mock or non-authorized. Sometimes the paint striped body image Betong make your car as if it had tremendous impact this would make your car selling points decline. Although the customer can complain to the insurance, but how long the loss of your time wasted. It's good for a very busy and lazy Bulak insurance back to the workshop should select an insurance can receive 1 (one) claim it but a collection of some of the impact / collision events within different, so maybe in a year enough time to 1 garage insurance and pay a one time OR your car body back smoothly because the garage was done by a trusted or authorized repair shop (authorized). Save and efficient.

3. Claim Process:compare auto insurance in usa
As to the insurance claim process should be examined first, there are several car insurance when the customer receives the claim so convoluted it is to have it ready lah lah surveyornya wait, sometimes have to argue is the first survey. Yet sometimes take a few days just to wait for SPK (Work Warrant) issued the insurance to the repair shop could fix our cars. Things like this sometimes customers feel ignored and a lot of time to wait tebuang just a piece of paper / letter. Leave a process like this is already old, you should select an insurance claim is not complicated as fast less than 30 minutes of PRS was in your hands so you stay in the shop when menenetukan insurance.

4. Work:compare auto insurance in usa
Many are applying some insurance rates cheap, but what if the result of the workshop was not qualified associates mock alias and not satisfying the customer. Sometimes paint your car look even striped body image Betong make your car as if it had tremendous impact this would make your car selling points decline. Although the customer can complain to the insurance, but how long the loss of your time wasted. Pay attention to this and select the insurance with a trusted partner workshops and official (authorized). Remember that your vehicle is a valuable asset, do not Sepelekan using dubious insurance services just because the difference in price premiums just a few dollars

5. Spare Parts (Spare Parts):compare auto insurance in usa
Spare parts are the most important part in your car, make sure the insurance guarantee spare part that used the original with warranty. Be careful with insurance that does not guarantee this so fatal consequences.

6. Responsibility to Third Parties (TJH / TPL) and the PA (Personal Accident):compare auto insurance in usa
This feature should be observed carefully because at the time of the accident hit a motorcycle crash example sometimes - sometimes 3rd party even more severe damage than us. Here dipelukan role of this feature, we suggest you choose an insurance with the responsibility to the big three, so you tebebebani no extra cost. Likewise with personal accident protection features driver / passenger it is also very necessary. Select insurance which is included with this feature.

7. Free Service Protection 24 Hours:compare auto insurance in usa
This is a very, very important when we choose car insurance, car insurance that many rely on and provide cheap rates only protection but service was not satisfactory, no 24-hour service, no telephone service sometimes difficult to be reached even nothing is said, sometimes Sometimes the area is also very limited protection was sometimes only Jabotabek area only. Out of your Jabotabek can ketar-ketir if there is a problem with your car like a strike on the highway due to a flat tire, need a crane, a key left in the car, run out of fuel, etc.. Leave this concern, select the insurance with 24-hour alert and wide area protection in Indonesia. So if you are touring out of town as far as to Medan or Bali not worry if there is a problem with your car. This feature needs to be considered for those of you who love to travel far (touring).

8. SRCC (Strike, Riot and Civil commotion - Riots, Strikes and Huru Hara & Flood):compare auto insurance in usa
This feature is highly recommended insurance that will ensure the risk resulting from a disturbance of public order committed by a group of people, and the actions the authorities in taking actions against such interference, whether related to the strike and counteraction to work, and civil unrest which took political bemotif. Also ensure the expansion of insurance losses caused by water overflowing out of the normal limits of the river, lakes, swamps, jebolnya floodgates, dams jebolnya, continuous rain that can not be accommodated by water channels. Damage due to flooding include damage to the interior, exterior, dashboard panels, mechanical, electrical and other damage to the insured vehicle bemotor. Select insurance already included this feature.

9. Flexibility In Payment:compare auto insurance in usa
Choose your car insurance premium payments flexible, can be done with cash, transfer, or credit card (Visa / Mastercard). This may help your financial management.
For that to meet the security needs, you can choose the car insurance product that can provide protection against the risks that might occur in your car.
Auto insurance costs continue to rise, and there are so many options available that you may not know which to choose.
It is easy to get Auto insurance quotes fast over the Internet. Just fill out the questionnaire online, which only takes minutes, and then we will do the work of searching over 100 of the country's Auto insurance carriers, so you can get the best insurance no matter what you need. After you have received your Auto insurance quotes, you can browse through to find the policy that best suits you. This way, you can also find a quote at an acceptable price.

Start saving immediately when you find Auto insurance at . Getting a fast quote is easy and lets you compare side-by-side all the important aspects of an Auto insurance policy. Try today and start saving on Auto insurance. It will be a decision well worth your time.

The Importance of Auto Insurance

Auto insurance is mandatory in every state. This necessary expense, while it may often appear to be a nuisance, can come in handy if you are involved in an accident. With medical costs and law suit judgments soaring, a solid auto insurance plan can offer the best protection of your precious assets.
No, all states do not require car insurance but they do require financial responsibility to operate a vehicle on the roadway. While not all states require drivers to buy liability insurance to show financial responsibility, 48 states (plus Washing DC) do. These states do not have compulsory auto insurance liability laws:
What states do have mandatory auto insurance?
Every state but Wisconsin and Tennessee, both states have bills that would require insurance in 2009

1. New Hampshire
2. Wisconsin

All 50 states have different requirements when it comes to auto insurance and the minimum insurance requirements. Almost every state requires you to have Bodily Injury Liability insurance and every states has financial responsibility laws that require you be able to have sufficient assets to pay for any liability you cause in an incident.

There are two auto insurance systems mandated by the states: The No-Fault system and the Tort System. The No-Fault system- utilized by most states- requires your insurance carrier to pay your injury claims regardless of who caused the accident (up to a specified limit) if you are in an accident. In contrast, under the Tort System people injured in auto accidents will be forced to seek out-of-pocket medical care, and then sue the at-fault driver's insurance company for reimbursement. They must be able to prove that such medical care was reasonable and medically necessary; under this law, the at-fault party cannot sue for reimbursement of medical costs.

Having Auto insurance not only keeps you covered in case something happens, it also lets you have peace of mind that you are covered. After all, consider the alternative. Do you know what happens if you don't get car insurance? Law enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify the department of motor vehicles of all policy cancellations, non-renewals, and new policies. If this is the case with you, the law enforcement officer will know it and it could cause you huge fines or worse. Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. This can be expensive to the vehicle owner. Be sure that you follow your state's auto insurance laws!

Shopping For Auto Insurance Quotes

When looking at Auto insurance quotes, you will want to find the best and most coverage possible. Although most states auto insurance laws do not require a minimum Personal Injury Protection (PIP), for example, there are advantages to having this type of coverage. If you ever have an accident, PIP will pay for you and your passengers' medical expenses. Another type of optional coverage you can consider getting is Uninsured/ Underinsured Motorist Coverage. This coverage will help pay for any injury resulting from an accident caused by an uninsured driver. It's estimated that approximately 14% of American drivers are uninsured, despite the fact that most states have laws against driving uninsured vehicles. A car accident occurs approximately every five seconds in America; it is simply safer to have comprehensive auto insurance on the vehicles you drive.

compare auto insurance in usa For your free auto insurance quotes, simply fill out a short form, and we give you multiple free auto insurance quotes from some of the best insurance carriers in the business. compare auto insurance in usa Then, we require no further obligation whatever from you. You can compare the offers you receive, and then you can purchase the auto insurance policy that best meets your needs- without having to leave the comfort of your home! If you're looking for a better rate with better coverage, just try our free quote system and find the auto insurance policy that fits you. There is no charge, and it will take only a few minutes of your time.

There are plenty of reasons to insure your vehicle, but what kind of insurance should you get? The first place to start is to become thoroughly acquainted with your vehicle. It is a good idea to know as much about your vehicle as possible, including its general state of repair. Most auto insurance companies will give you discounts if your vehicle is equipped with properly functioning safety features, like safety belts and air bags. Be sure to let your auto insurance agent know about these details when getting your quote. These details can result in differences of hundreds of dollars, depending on the auto insurance company and their familiarity with your vehicle. Be sure to note whether you are entitled to other bonuses. You can get discounts for being a non-smoker, or for taking driver's safety courses. Also try to find a company that has a good, financially stable reputation and one that will process claims quickly.

Getting those free rate quotes is the first step in getting that good rate on your auto insurance. All of the auto insurance carriers you receive quotes from want your business, but it is up to you to decide which one is going to be the best for you and for your budget. With the current economic trends, having auto insurance premiums that are as low as possible is just one more way to save money that might be needed somewhere else in your life.

It is possible to save money, even hundreds of dollars on your auto insurance premiums. Every auto insurance company says this, but they are actually correct! You can save money on your auto insurance, from just a few dollars up to as much as five hundred or sometimes even more. But you can't expect to find that deal unless you look for it. So give us a chance to help us help you find that rate you desire! is easy to use, and our short form to get free auto insurance quotes online gives you access to free quotes which will give you the information you need to make an educated decision.

Browse around and see what we have to offer! Save money, get great auto insurance rates, and get the coverage you. We will make it so your auto insurance is one less thing you have to worry about in your daily life.

Alabama Auto Insurance (AL)
According to the Insurance Information Institute, in the year 2005, people living within the boundaries of Alabama typically spent approximately $678.00 on automobile insurance premiums. The latter figure actually reveals a relatively small increase in insurance rates when compared to those rates paid by Alabama residents in the year 2004: the average cost of insurance was roughly $677.00 that year. This relatively small increase can be identified from one year to the next as a 4 percent increase for the residents of Alabama.

In contrast, the year 2005 was the first year that residents of Alabama began to notice a slight decrease in the average cost of insurance, and it is believed that is significantly responsible for the price decreases due to increased competition enforced by for the consumer dollar.

In terms of auto insurance there are some minimum state requirements for the state of Alabama. Alabama uses a tort system, which means that an individual has to be found at fault for the cause of an auto accident. That person found at fault, as well as their auto insurance carrier, are responsible for the damages that result from that accident.

You should know that the tort system differs for each state and you should look at the system in the state you live in with your state insurance regulator. Visit the links page for State Insurance Regulators on for all state insurance regulators websites.

Under state law in Alabama there is a requirement of a minimum Bodily Injury Liability coverage in the amount of $20,000 or each person injured in an accident and $40,000 for each accident. There is a requirement of Property Damage Liability coverage with a minimum limit of $10,000. This type of coverage is often called 20/40/10 coverage.

Personal Injury Protection (PIP) in your auto insurance coverage will help pay for medical expenses for both you and your passengers that is "reasonable and necessary". Alabama state law does not require that a premium have PIP protection but there are some insurance companies that will offer this type of protection. You can use to find the insurance companies that offer this type of protection.

You can also receive Uninsured/Underinsured Motorist coverage for any injury that is caused by a driver that does not carry auto insurance. Alabama state law does not require this type of coverage but you can purchase Uninsured/Underinsured Motorist coverage for more protection. You can use to find the insurance companies that offer this type of protection.

There are many compare auto insurance in usa states where you can receive quote and buy an auto insurance policy online, so do not sit back and waste your money when you do not have to. Simply enter your zip code and you can find out how much money you can save on your auto insurance in Alabama.compare auto insurance in usa
Thousands of drivers on the nation's roads don't carry auto insurance, despite laws in all but two states requiring it. Critics of President Barack Obama's health overhaul plan ask: What are the chances scofflaws will treat a requirement to carry health insurance any differently?

Nearly 40 years of car insurance mandates — which the insurance industry says have failed to make roads safer or lower auto insurance costs — raise questions about how well such mandates work.

"Not everyone complies," said Scott Harrington, a professor of health care management and risk management at the University of Pennsylvania. "The auto insurance mandate is almost everywhere. But it's not rigorously enforceable."

David Sampson, president and CEO of the Property Casualty Insurers Association of America, said drivers' personal financial situations, not the rules of their states, are a better indicator of whether they carry insurance.

States with higher poverty rates show a corresponding rise in uninsured drivers, he said. Simply put, people skirt car insurance when they can't afford it.

They may do the same with health insurance, so the trick for Congress will be how to enforce a mandate without scuttling the program.

Set fines too low and healthy folks may decide to simply pay them and not buy insurance. But if fines are too high, voters may reject the plan or worry they could end up in jail for not getting coverage.

The House version would fine people up to 2.5 percent of adjustable income by 2017, while a Senate version would fine adults up to $750 a year.

Requiring everyone to buy health insurance can help spread the responsibility for medical costs. With proposed subsidies to help the poor buy into it, the so-called "individual mandate" gets Democrats closer to moving millions of uninsured into coverage plans.

Obama did not support an individual mandate in his campaign, but now says his thinking has evolved.

"We're not going to have other people carrying your burdens for you any more than the fact that right now everybody in America, just about, has to get auto insurance," Obama said in September on ABC's "This Week" show.

Auto insurance mandates started cropping up in states in the 1970s, becoming virtually standard by the 1990s.

Forty-eight states require drivers to carry some sort of liability insurance, and when Wisconsin's mandate starts next summer, New Hampshire will be the only state left where drivers can legally drive without auto insurance. Even in those states, though, drivers must provide proof that they can pay minimal levels of damage.

Despite that, 14 percent to 16 percent of drivers don't have auto insurance, according to insurance industry estimates. That's about the same percentage as Americans without health insurance — 15 percent by recent U.S. Census estimates.

Peter Urbanowicz — a former general counsel for Tenet Healthcare and the U.S. Department of Health and Human Services under former President George W. Bush — said the car insurance analogy is "an appealing argument."

But he warned that a health overhaul dependent on a mandate could unravel if a court decides that just because state governments can require car insurance doesn't mean the federal government can require health coverage.

"It's apples and oranges" to compare health insurance to car insurance mandates, said David Rivkin, former counsel to President George H.W. Bush and a critic of health mandates.

People who don't want to pay car insurance can simply choose not to drive, he said. But with health insurance, no one could avoid paying without breaking the law, Rivkin said.

"It's imposed on you simply because you exist," he said. "If the federal government can impose this kind of mandate, it can impose any kind of mandate."

Even Congress' own lawyers acknowledge compulsory health insurance is complicated.

In a July report on whether a mandate would be legal, the nonpartisan Congressional Research Service concluded that it "seems possible" — but noted it's something the federal government has never attempted to do.

Mandate supporters said because health care makes up some 16 percent of the national economy, Congress can successfully argue that compelling coverage is within its power to regulate commerce.

Massachusetts became the only state to mandate health insurance in 2006. It has passed legal muster and led to 97 percent of residents having some form of coverage, said Alan Sager, director of the Health Reform Program at Boston University's School of Public Health.

"It has been shown the mandate can be administered and implemented simply," he said.

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http://makelarz.blogspot.com/2008/11/insurance-companies-listed-in-i.html
http://makelarz.blogspot.com/2008/11/insurance-companies-listed-in-h.html
http://makelarz.blogspot.com/2008/11/insurance-companies-listed-in-g.html
http://makelarz.blogspot.com/2008/11/insurance-companies-listed-in-f.html
http://makelarz.blogspot.com/2008/11/insurance-companies-listed-in-e.html
http://makelarz.blogspot.com/2008/11/insurance-companies-listed-in-d.html
http://makelarz.blogspot.com/2008/11/insurance-companies-auto-home-life-and.html
http://makelarz.blogspot.com/2008/11/insurance-companies-listed-in-b.html
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

CARA BISNIS ONLINE ADSENSE LANGKAH DEMI LANGKAH

CARA BISNIS ONLINE ADSENSE LANGKAH DEMI LANGKAH

BISNIS ONLINE blogart   14:49

cara bisnis online adsense sangatlah mudah asal kita punya kemauan dan telaten. Banyaknya ketidak tahuan dalam memulai bisnis adsense menyebabkan pemborosan yang tidak perlu dalam memulai bisnis adsense ini.Padahal sebenarnya sangatlah MURAH Untuk melakukan langkah langkah bisnis adsense ada beberapa persiapan. Agar bisnis adsense anda stabil dan bertahan lama saya sangat menyarankan jangan menggunakan blog gratisan karena banyak kelemahan dalam blog gratisan, yang paling fatal adalah tidak semua postingan di blog gratisan bisa terindeks oleh google, biasanya hanya sebagaian sehingga mubadzir segala jerih payah anda akan hilang. Baik langsung aja langkah langkah bisnis adsense yang mudah yaitu ..sampai mana tadi..oiya persiapan..Siapkan email anda karena email adalah kunci utama dalam bisnis online, persiapannya secara rinci berikut panduannya:
cara bisnis online adsense 1. Buatlah alamat email
email bisa di buat dengan mudah dan banyak penyedia jasa email gratis, misalnya yahoo.com, gmail.com hotmail.com dan masih banyak lagi yang lainnya. Sebagai catatan per Desember 2009 kemarin Gmail.com sangat sulit untuk registrasi, kalau tidak percaya silahkan di coba. Karena itu buatlah terlebih dahulu email di yahoo. Isi form pendaftarannya dengan valid. Karena email ini nantinya digunakan sebagai akun kita di adsense maka nama dan alamat harus valid. Lupakan cara-cara membuat

email dengan asal, karena hanya akan merugikan anda sendiri saat daftar ke google adsense

cara bisnis online adsense 2. Membeli Domain Hosting
Katakanlah anda sudah mempunyai email, maka langkah selanjutnya adalah membeli domain hosting. Apa itu domain hosting? silahkan dielajari di google:). Kalau saya terangkan di sini akan panjang. Tapi Inti yang perlu di ketahui adalah nama domain, yaitu misalnya furniture-antique.com. Lakukan riset dalam memilih nama domain. Pembelian domain hosting sangatlah mudah. Silahkan anda mendaftar terlebih dahulu, dengan alamat email anda ke penyedia layanan domain hosting. Saya sangat menyarankan menggunakan idwebspace.com karena menurut pengalan saya di situ paling murah. Estimasi biaya untuk satu tahun lebih kurang cuma 200 ribu. Ingat jangan tergiur dengan murahnya harga domain hosting, tapi bandingkan space hosting dan bandwidth yang anda dapat. Belilah paket domain hosting karena lebih murah. Dan karena web anda nantinya di buat untuk adnsense maka pilihlah server US atau amerika. Pertimbangannya karena server US akan lebih cepat di akses oleh pengunjung Luar negeri. Ingat Adsense mengandalkan pengunjung luar negeri. Lupakan pengunjung Indonesia karena riskan .Setelah anda mentransfer pembayaran maka sehari kemudian anda sudah bisa membangun web anda.

cara bisnis online adsense 3.Membangun Web
Membangun web seringkali menjadi momok menakutkan bagi kita, padahal membuat web itu semudah mengetik di office atau Msword. Maka dari itu janganlah menyerahkan pembuatan web kepada web developer dan anda harus membayar mahal. Belajarlah. Berikut Tips membuat web hanya dengan beberapa kali klik. Silahkan anda masuk ke cpanel hosting anda yang sudah anda beli tadi, lalu plihlah fantastico dan klik pada wordpress. Web ini juga menggunakan Wordpress karena itu GUNAKANLAH WORDPRESS sebagai CMS web anda. Kalau bingung baca tutorial install wordpress via fantastico di google. Guampang puol..mudah banget. Kalau anda mudah menyerah ya lupakan bisnis adsense sampai di sini..:) gak ding ayo semangat..dollar menunggu mu kawan

cara bisnis online adsense 4.Mengisi Konten Web
Setelah kamu memiliki web dengan cms wordpress, tentu saja dengan template dan tampilan yang SEO friendly dan siap untuk mendaftar adsense (kalau ada yang gak ngerti tanya ke google, ketik atau cari kata yang tidak dimengerti) maka saatnya anda mengisi web anda. WEB HARUS BERBAHASA INGGRIS..nah lho Ya iyalah kan buat adsense dan google adsense hanya menerima web berbahsa inggris. Tentunya timbul pertanyaan kok ada web yang berbahasa indonesia keluar adsensenya..nah itu akal-akalan. Tapi yang penting untuk pertama kali harus bahas Inggris..akal-akalannya kan ntar juga bisa di edit hehehehe

cara bisnis online adsense 5. Mendaftar Adsense
Syarat mendaftar adsense adalah web dan postingan harus berbahas Inggris. GAK BISA DITAWAR. Minim 20 postingan . Kalau sulit gunakan google translate. Pasang sitemer.com untuk mengetahui jumlah pengunjung web kamu. Minim 100 pengunjung. Syarat itu harus dipenuhi kalau mau keterima di adsense. Deatai cara mendaftarkan web anda ke adsense silahkan cari di google. Lima langkah ini anda lakukan maka anda siap mendulang dollar dari adsense

cara bisnis online adsense ini merupakan langkah secara umum dan mudah. Lebih detailnya bisa dipelajari kemudian lewat tutorial2 yang lebih kompleks. Selamat menerapkan langkah langkah google adsense ini kalau ada yang kurang jelas silalhkan kasih komentar
sumber : http://adsense-bisnis.blogonsite.com/langkah-langkah-bisnis-adsense-mudah/

CARA CHATTING FACEBOOK DI HP

CARA CHATTING FACEBOOK DI HP

CARA MEMBUAT FACEBOOK blogart   13:53

Cara chatting facebook di hp bisa dilakukan dengan menginstal software untuk mobile facebook. Dunia jejaring sosial Facebook sudah merambah dengan sangat cepat. Sampai-sampai kita tidak mau melewatkan kesempatan untuk bermain-main di Facebook.
Biasanya kita main di PC, itu sudah biasa.Sekarang kita bisa buka Facebook di Handphone kita masing-masing, silahkan download aplikasi Javanya dibawah ini.
Bisa didownload langsung dari browser Handphone anda
atau download dari PC dan copy ke Handphone anda.
Dengan alamat dibawah ini :

1. http://download12.getjar.com/downloads/web/pub/29826/Facebook_Mobile.jar
2. http://download12.getjar.com/downloads/web/pub/29826/Facebook_Mobile.jad

Cara chatting facebook di hp yang lain
Bagi Anda facebook holic yang tidak sempat chat di PC atau di Laptop karena sedang berada di luar rumah sehingga tidak memungkinkan untuk melakukan hal tersebut. Namun kini Anda tidak perlu kuatir bagi yang punya HP yang sedikit agak canggih, Anda masih bisa menggunakan aplikasi chat di HP. Aplikasi ini bernama Nimbuzz. Ukuran filenya lumayan kecil, hanya 969.6 KB sehingga tidak begitu memakan banyak tempat memori HP Anda.

Cara chatting facebook di hp - Ok jika Anda berminat menggunakan Aplikasi Chat Facebook ini di HP Anda, silahkan di download saja filenya disini:
CARA CHATTING FACEBOOK DI HP
Kalau link yang diatas adalah jika Anda mendownloadnya melalui HP. Nah untuk Anda facebook holic yang ingin mendownloadnya diHP langsung, bisa menggunakan Link

berikut: http://www.nimbuzz.com/en/mobile/download.
Dengan adanya aplikasi ini kini Anda bisa terus berkomunikasi dengan teman-teman Anda meskipun sedang tidak

berada di depan monitor komputer Anda.
Selamat Mencoba. Cara chatting facebook di hp
TAMPILAN FACEBOOK DI HANDPHONE"
Tampilan facebook di handphone skarang lebih canggih. Anda bisa berkoment-koment ria bersama kawan anda. Ada beberapa cara anda bisa chatting di facebook melalui handphone. Anda bisa melalui applikasi ebudy dan nimbuss. Jadi anda di kira on line melalui PC. Semoga cara chatting facebook di hp ini berguna.

100,000 VISITOR FINALLY ACHIEVED FROM THIS FREE BLOG

100,000 VISITOR FINALLY ACHIEVED FROM THIS FREE BLOG

blogart   23:50

100,000 visitor finally achieved from this free blog huray.... Between love and emotion I welcomed 100,000 visitors to this happy. Looking at the age of this blog is a very slow increase in visitors, but the last three months there was a drastic increase to 800 per day. If my friends see the sitemeter will show how in one year this blog visitors increased from month to month. The key is diligent in posting. The average per day should be able to post even a single day...

That is the key to the achievement of the 100,000 visitors to this blog. A hundred thousand visitors and not just completed but remain diligent in posting and SEO. But anyway ranked first post in reaching a lot of new visitors after the SEO. Most reverse, most SEO even less posts ... Yes hard then. Finally. more and more post if you want to reach 100,000 visitors .. thanks to who have visited this blog and please the bookmark for frequent updates of this blog post for a hundred and second thousands post ... so let's be diligent and unique ... hundred thousand visitors can be achieved .. why not ..?

WORLD CUP 2010 SCHEDULE POSTER

WORLD CUP 2010 SCHEDULE POSTER

World Cup 2010 blogart   11:34

Free download poster schedule soccer world cup 2010 FIFA.com brings you all the groups and standings on the road to South Africa 2010 dimension 1400 X 1700 Pixels Jpeg format
1400 X 1700 Pixels Security was already a major issue for those travelling to the World Cup, and not only for the players and coaches
2010 World Cup comes from South Africa and we have all the latest news and information.
Download FIFA World Cup 2010 poster something like this :

DOWNLOAD WORLD CUP 2010 SCHEDULE POSTER
Free download poster schedule soccer world cup 2010
dimension 1400 X 1700 Pixels Jpeg format
1400 X 1700 Pixels

Direct link download just click...

DOWNLOAD HERE

WORLD CUP 2010 SCHEDULE DETAILS

WORLD CUP 2010 SCHEDULE DETAILS

World Cup 2010 blogart   09:24

World cup 2010 schedule Match times are currently set to WIB time zone Geographical criteria meant that no two teams from the same confederation could be drawn in the same group, with the exception of European teams where a maximum of two were permitted.

world cup 2010 schedule Group A
Match Date - Time Venue Results
1 11/06 16:00 Johannesburg - JSC South Africa - Mexico
2 11/06 20:30 Cape Town Uruguay - France
17 16/06 20:30 Tshwane/Pretoria South Africa - Uruguay
18 17/06 20:30 Polokwane France - Mexico
33 22/06 16:00 Rustenburg Mexico - Uruguay

34 22/06 16:00 Mgaung /Bloemfontein France - South Africa

world cup 2010 schedule Group B
Match Date - Time Venue Results
3 12/06 21:00 Johannesburg - JEP Argentina - Nigeria
4 12/06 18:30 NM Bay/ Elizabeth Korea Republic - Greece
19 17/06 21:00 Mangaung / Btein Greece - Nigeria
20 17/06 18:30 Johannesburg - JSC Argentina - Korea Republic
35 23/06 01:30 Durban Nigeria - Korea Republic
36 23/06 01:30 Polokwane Greece - Argentina

world cup 2010 scheduleGroup C
Match Date - Time Venue Results
5 13/06 01:30 Rustenburg England - USA
6 13/06 18:30 Polokwane Algeria - Slovenia
22 18/06 21:00 Johannesburg - JEP Slovenia - USA
23 19/06 01:30 Cape Town England - Algeria
37 23/06 21:00 N M Bay/P Elizabeth Slovenia - England
38 23/06 21:00 Tshwane/Pretoria USA - Algeria


world cup 2010 schedule Group D
Match Date - Time Venue Results
7 14/06 01:30 Durban Germany - Australia
8 13/06 21:00 Tshwane/Pretoria Serbia Serbia - Ghana
21 18/06 18:30 N M Bay/P Elizabeth Germany - Serbia
24 19/06 21:00 Rustenburg Ghana - Australia
39 24/06 01:30 Johannesburg - JSC Ghana - Germany
40 24/06 01:30 Nelspruit Australia - Serbia

world cup 2010 schedule Group E
Match Date - Time Venue Results
9 14/06 18:30 Johannesburg - JSC Netherlands - Denmark
10 14/06 21:00 Mangaung / Btein Japan - Cameroon
25 19/06 18:30 Durban Netherlands - Japan
26 20/06 01:30 Tshwane/Pretoria Cameroon - Denmark
43 25/06 01:30 Rustenburg Denmark - Japan
44 25/06 01:30 Cape Town Cameroon - Netherlands

world cup 2010 schedule Group F
Match Date - Time Venue Results
11 15/06 01:30 Cape Town Italy - Paraguay
12 15/06 18:30 Rustenburg New Zealand - Slovakia
27 20/06 18:30 Mangaung / Btein Slovakia - Paraguay
28 20/06 21:00 Nelspruit Italy - New Zealand
41 24/06 21:00 Johannesburg - JEP Slovakia - Italy
42 24/06 21:00 Polokwane Paraguay - New Zealand

world cup 2010 schedule Group G
Match Date - Time Venue Results
13 15/06 21:00 N M Bay/P Elizabeth Côte d'Ivoire - Portugal
14 16/06 01:30 Johannesburg - JEP Brazil - Korea DPR
29 21/06 01:30 Johannesburg - JSC Brazil - Côte d'Ivoire
30 21/06 18:30 Cape Town Portugal - Korea DPR
45 25/06 21:00 Durban Portugal - Brazil
46 25/06 21:00 Nelspruit Korea DPR - Côte d'Ivoire

world cup 2010 schedule Group H
Match Date - Time Venue Results
15 16/06 18:30 Nelspruit Honduras - Chile
16 16/06 21:00 Durban Spain - Switzerland
31 21/06 21:00 N M Bay/P Elizabeth Chile - Switzerland
32 22/06 01:30 Johannesburg - JEP Spain - Honduras
47 26/06 01:30 Tshwane/Pretoria Chile - Spain
48 26/06 01:30 Mangaung / Btein Switzerland - Honduras

world cup 2010 schedule Round of 16
Match Date - Time Venue Results
49 26/06 21:00 NM Bay/P Elizabeth 1A - 2B
50 27/06 01:30 Rustenburg 1C - 2D
51 27/06 21:00 Mangaung / Bltein 1D - 2C
52 28/06 01:30 Johannesburg 1B - 2A
53 28/06 21:00 Durban 1E - 2F
54 29/06 01:30 Johannesburg 1G - 2H
55 29/06 21:00 Tshwane/Pretoria 1F - 2E
56 30/06 01:30 Cape Town 1H - 2G

world cup 2010 schedule Quarter-finals
Match Date - Time Venue Results
57 02/07 21:00 N Ma Bay/Elizabeth W53 - W54
58 03/07 01:30 Johannesburg W49 - W50
59 03/07 21:00 Cape Town W52 - W51
60 04/07 01:30 Johannesburg W55 - W56

world cup 2010 schedule Semi-finals
Match Date - Time Venue Results
61 07/07 01:30 Cape Town W58 - W57
62 08/07 01:30 Durban W59 - W60

world cup 2010 schedule Match for third place
Match Date - Time Venue Results
63 11/07 01:30 NM Bay/Port Elizabeth L61 - L62

world cup 2010 schedule Final
Match Date - Time Venue Results
64 12/07 01:30 Johannesburg W61 - W62